Your Property
Buying Ecosystem
At Square Mortgage Consultants, we make homeownership simple by handling your mortgage and helping you find the perfect property, all in one place.
We collaborate with top-tier international and
local banking partners.
Why Choose Square Mortgage Consultants?
At Square Mortgage Consultants, we streamline property financing to empower your journey. Our expert guidance delivers seamless, personalized solutions, making your home buying experience effortless, transparent, and completely stress-free.
Personalized Mortgage Solutions
Access a tailored financial ecosystem connected to over five hundred mortgage products across leading banks for your exact home investment goals.
Personalized Mortgage Solutions
Access a tailored financial ecosystem connected to over five hundred mortgage products across leading banks for your exact home investment goals.
Personalized Mortgage Solutions
Access a tailored financial ecosystem connected to over five hundred mortgage products across leading banks for your exact home investment goals.
Calculate your monthly mortgage payments
800,000 AED
4,113 AED
This calculation is based off live products in our database. Based on your inputs.
See my optionsYour Effortless Home Loan Journey
We specialize in helping you navigate home loans and secure the best home mortgage in Dubai. Our expert mortgage brokers in UAE make property financing straightforward in three easy steps
Instant Qualification Check
A quick, obligation-free assessment. We compare hundreds of mortgage options from leading UAE banks to find your best rate.
Guided Application Process
Sit back while your dedicated advisor manages the details. Easily upload documents and monitor your application 24/7.
Final Approval & Closing
We handle all bank communications and heavy lifting, securing your mortgage smoothly and efficiently.
Unlock the UAE’s Most Competitive Mortgage Rates
Stop searching—we’ve already scanned the market to guarantee you access the absolute lowest rates available today.
Short-Term Fixed Rates
3.75%
starting at
Enjoy fixed, predictable monthly payments for 1 to 2 years. Perfect for new property buyers or those looking to refinance quickly and securely.
Medium-to-Long-Term Fixed Rates
3.85%
starting at
Secure long-term financial stability with extended fixed-rate options. Custom-tailored solutions designed for both salaried professionals and self-employed individuals.
Rates, terms, and final approval are subject to individual eligibility and lender conditions.
Frequently Asked Questions
What is the minimum deposit for a mortgage in the UAE?
For expats, the minimum down payment is 20% for properties valued under AED 5 million (requiring an 80% Loan-to-Value). For properties over AED 5 million, the minimum deposit is 30%. For UAE Nationals, the minimum down payment starts at 15% for properties under AED 5 million. Non-residents typically require a minimum deposit starting from 20% to 40%, depending on the lender and profile.
What is the minimum salary required for a home loan in Dubai?
Most banks in the UAE require a minimum monthly income of AED 10,000 to AED 15,000 to qualify for a mortgage. However, select lenders may consider applicants earning from AED 8,000 per month, depending on your employment status, company listing, and existing financial obligations.
What is the current interest rate for a home mortgage in Dubai?
Mortgage interest rates in Dubai currently start from 3.75% to 4.25% for fixed-rate products (typically fixed for 1 to 3 years). Variable rates usually track the UAE Central Bank EIBOR (Emirates Interbank Offered Rate) plus a bank margin. Rates vary based on whether you are a resident, national, or non-resident, as well as your overall financial profile.
Is it difficult to get a mortgage in Dubai?
Not when you have the right guidance. While UAE central bank regulations and bank eligibility requirements can seem complex, working with Square Mortgage Consultants makes the process smooth and straightforward. We handle the paperwork, eligibility checks, and bank negotiations for you to ensure seamless approval.
What is the meaning of a mortgage loan?
A mortgage loan is a long-term property financing agreement where a bank or lender provides the funds to purchase a home or real estate asset. The property itself serves as collateral for the loan until the total amount, along with agreed interest, is fully repaid over a specified tenure (up to 25 years in the UAE).
We'll handle the search for you.
Just tell us what you need, and we'll match you with homes and home loans that suit your needs, saving you time and hassle.
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